Tarrytown, NY · FHA, VA, and USDA Loan Assumptions
Assumable Mortgage Homes for Sale in Tarrytown, New York (NY)
Search active homes in Tarrytown, NY with low-rate assumable FHA, VA, and USDA loans (2.25%–4.25%). Use our interactive equity gap and 2nd-loan calculator to slide your down payment, estimate local property taxes (Tarrytown Area · 1.64%/yr), and get quotes from lenders serving Tarrytown.
Assumable Mortgage Buyer ConciergeTarrytown, NY
Shopping for a Sub-4% Home in Tarrytown, NY?
Compare FHA/VA assumption pre-approval, 2nd-position equity gap financing, and daily alerts for newly listed sub-4% homes in Tarrytown, NY.
Assumable Mortgage Scenarios in Tarrytown & New York
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VA 5.85% AssumableSave -$1,541/mo$699,0002 bd · 2.5 ba · 1,600 sqft
177 MARTLING AVE
Tarrytown, NY 10591
1st Loan Balance$488,900
Est. Equity Gap$210,100
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$2,482/mo$699,0002 bd · 2 ba · 1,834 sqft
209 MARTLING AVE
Tarrytown, NY 10591
1st Loan Balance$433,600
Est. Equity Gap$265,400
Calculate Payment & 2nd Loan
VA 3.85% AssumableSave -$501/mo$250,0001 bd · 1 ba · 900 sqft
300 S BROADWAY UNIT 2 H
Tarrytown, NY 10591
1st Loan Balance$170,100
Est. Equity Gap$79,900
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$494/mo$299,9001 bd · 1 ba · 700 sqft
320 S BROADWAY UNIT P7
Tarrytown, NY 10591
1st Loan Balance$251,600
Est. Equity Gap$48,300
Calculate Payment & 2nd Loan
VA 5.15% AssumableSave -$826/mo$339,9991 bd · 1 ba · 750 sqft
330 S BROADWAY UNIT B11
Tarrytown, NY 10591
1st Loan Balance$238,100
Est. Equity Gap$101,899
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$2,467/mo$695,0003 bd · 1.5 ba · 1,320 sqft
17 MEADOW ST
Tarrytown, NY 10591
1st Loan Balance$431,000
Est. Equity Gap$264,000
Calculate Payment & 2nd Loan
VA 3.55% AssumableSave -$1,123/mo$350,0002 bd · 1 ba · 850 sqft
330 S BROADWAY UNIT D9
Tarrytown, NY 10591
1st Loan Balance$216,200
Est. Equity Gap$133,800
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$665/mo$195,0001 bd · 1 ba · 600 sqft
12 HENDRICK LN UNIT 41E
Tarrytown, NY 10591
1st Loan Balance$126,700
Est. Equity Gap$68,300
Calculate Payment & 2nd Loan
VA 4.90% AssumableSave -$3,229/mo$1,225,0004 bd · 2 ba · 2,206 sqft
19 HIGHLAND AVE
Tarrytown, NY 10591
1st Loan Balance$390,600
Est. Equity Gap$834,400
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$2,864/mo$830,0003 bd · 2 ba · 2,208 sqft
41 WINDLE PARK
Tarrytown, NY 10591
1st Loan Balance$553,100
Est. Equity Gap$276,900
Calculate Payment & 2nd Loan
VA 5.15% AssumableSave -$2,112/mo$839,0002 bd · 2.5 ba · 1,834 sqft
19 WINDLE PARK UNIT A
Tarrytown, NY 10591
1st Loan Balance$576,800
Est. Equity Gap$262,200
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$3,121/mo$880,0003 bd · 1.5 ba · 1,296 sqft
42 LEGRANDE AVE
Tarrytown, NY 10591
1st Loan Balance$546,500
Est. Equity Gap$333,500
Calculate Payment & 2nd Loan
Frequently Asked Questions: Assumable Loans in Tarrytown, NY
Which loans are assumable in Tarrytown, NY?
All government-insured FHA, VA, and USDA residential mortgages in Tarrytownare assumable under federal guidelines, allowing a qualified buyer to take over the seller's interest rate and remaining loan balance.
How do Tarrytown buyers finance the equity gap?
If a home in Tarrytown is listed at $475,000 with a $315,000 assumable balance, the equity gap is $160,000. You can either bring cash or pair the 1st mortgage with a 2nd-position loan from participating Tarrytown lenders so you only bring 5%–10% down.
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