Peekskill, NY · FHA, VA, and USDA Loan Assumptions
Assumable Mortgage Homes for Sale in Peekskill, New York (NY)
Search active homes in Peekskill, NY with low-rate assumable FHA, VA, and USDA loans (2.25%–4.25%). Use our interactive equity gap and 2nd-loan calculator to slide your down payment, estimate local property taxes (Peekskill Area · 1.64%/yr), and get quotes from lenders serving Peekskill.
Assumable Mortgage Buyer ConciergePeekskill, NY
Shopping for a Sub-4% Home in Peekskill, NY?
Compare FHA/VA assumption pre-approval, 2nd-position equity gap financing, and daily alerts for newly listed sub-4% homes in Peekskill, NY.
Assumable Mortgage Scenarios in Peekskill & New York
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VA 3.75% AssumableSave -$646/mo$495,0002 bd · 2.5 ba · 1,430 sqft
9 REDTWIG CT
Peekskill, NY 10566
1st Loan Balance$449,100
Est. Equity Gap$45,900
Calculate Payment & 2nd Loan
VA 5.85% AssumableSave -$168/mo$79,9993 bd · 2 ba · 1,950 sqft
27 JEAN DR
Cortlandt Manor, NY 10567
1st Loan Balance$57,700
Est. Equity Gap$22,299
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$4,304/mo$1,200,0004 bd · 2.5 ba · 3,181 sqft
3 MARISA CT
Montrose, NY 10548
1st Loan Balance$752,100
Est. Equity Gap$447,900
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$1,593/mo$499,0003 bd · 2 ba · 1,570 sqft
194 DOGWOOD RD
Cortlandt Manor, NY 10567
1st Loan Balance$285,900
Est. Equity Gap$213,100
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$2,895/mo$799,0003 bd · 2.5 ba · 1,907 sqft
81 MONTROSE STATION RD
Montrose, NY 10548
1st Loan Balance$494,400
Est. Equity Gap$304,600
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$159/mo$50,0003 bd · 2 ba · 1,950 sqft
BETWEEN 229 AND 231 WESTCHESTER AVE
Buchanan, NY 10511
1st Loan Balance$28,700
Est. Equity Gap$21,300
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$1,057/mo$419,9003 bd · 1 ba · 1,450 sqft
84 WHARTON DR
Cortlandt Manor, NY 10567
1st Loan Balance$350,800
Est. Equity Gap$69,100
Calculate Payment & 2nd Loan
VA 4.35% AssumableSave -$0/mo$389,0002 bd · 2 ba · 1,145 sqft
1104 JACOBS HILL RD
Cortlandt Manor, NY 10567
1st Loan Balance$521,300
Est. Equity Gap$0
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$239/mo$75,0003 bd · 2 ba · 1,950 sqft
11 ABRAHAM GUNN MEMORIAL DR
Cortlandt Manor, NY 10567
1st Loan Balance$43,000
Est. Equity Gap$32,000
Calculate Payment & 2nd Loan
FHA 3.75% AssumableSave -$479/mo$150,0001 bd · 1 ba · 750 sqft
1879 CROMPOND RD UNIT AA
Peekskill, NY 10566
1st Loan Balance$86,000
Est. Equity Gap$64,000
Calculate Payment & 2nd Loan
FHA 5.15% AssumableSave -$1,513/mo$599,9003 bd · 2 ba · 1,200 sqft
24 REVOLUTIONARY RD
Cortlandt Manor, NY 10567
1st Loan Balance$223,500
Est. Equity Gap$376,400
Calculate Payment & 2nd Loan
VA 3.85% AssumableSave -$2,848/mo$950,0003 bd · 2 ba · 1,950 sqft
78 ETON LN
Cortlandt Manor, NY 10567
1st Loan Balance$511,600
Est. Equity Gap$438,400
Calculate Payment & 2nd Loan
Frequently Asked Questions: Assumable Loans in Peekskill, NY
Which loans are assumable in Peekskill, NY?
All government-insured FHA, VA, and USDA residential mortgages in Peekskillare assumable under federal guidelines, allowing a qualified buyer to take over the seller's interest rate and remaining loan balance.
How do Peekskill buyers finance the equity gap?
If a home in Peekskill is listed at $475,000 with a $315,000 assumable balance, the equity gap is $160,000. You can either bring cash or pair the 1st mortgage with a 2nd-position loan from participating Peekskill lenders so you only bring 5%–10% down.
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