Hyde Park, NY · FHA, VA, and USDA Loan Assumptions
Assumable Mortgage Homes for Sale in Hyde Park, New York (NY)
Search active homes in Hyde Park, NY with low-rate assumable FHA, VA, and USDA loans (2.25%–4.25%). Use our interactive equity gap and 2nd-loan calculator to slide your down payment, estimate local property taxes (Hyde Park Area · 1.64%/yr), and get quotes from lenders serving Hyde Park.
Assumable Mortgage Buyer ConciergeHyde Park, NY
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Compare FHA/VA assumption pre-approval, 2nd-position equity gap financing, and daily alerts for newly listed sub-4% homes in Hyde Park, NY.
Assumable Mortgage Scenarios in Hyde Park & New York
View All Live Listings in Hyde Park, NY →
USDA 2.85% AssumableSave -$6,985/mo$2,000,0003 bd · 2 ba · 1,950 sqft
RUSKEY LN
Hyde Park, NY 12538
1st Loan Balance$1,249,100
Est. Equity Gap$750,900
Calculate Payment & 2nd Loan
VA 4.25% AssumableSave -$4,149/mo$950,0004 bd · 3.5 ba · 1,950 sqft
205-199 E FALLKILL RD
Hyde Park, NY 12538
1st Loan Balance$347,400
Est. Equity Gap$602,600
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$963/mo$269,0003 bd · 2 ba · 1,950 sqft
80 FOREVER IVY LN
Hyde Park, NY 12538
1st Loan Balance$168,900
Est. Equity Gap$100,100
Calculate Payment & 2nd Loan
VA 4.85% AssumableSave -$3,321/mo$1,299,0003 bd · 3 ba · 1,631 sqft
268 E FALLKILL RD
Hyde Park, NY 12538
1st Loan Balance$399,000
Est. Equity Gap$900,000
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$2,853/mo$795,0005 bd · 3 ba · 3,108 sqft
401 RUSKEY LN
Hyde Park, NY 12538
1st Loan Balance$497,900
Est. Equity Gap$297,100
Calculate Payment & 2nd Loan
VA 4.25% AssumableSave -$2,813/mo$995,0004 bd · 3.5 ba · 2,662 sqft
61 RYMPH RD
Staatsburg, NY 12580
1st Loan Balance$631,900
Est. Equity Gap$363,100
Calculate Payment & 2nd Loan
VA 5.25% AssumableSave -$938/mo$379,0002 bd · 1 ba · 1,100 sqft
8 S CREEK RD
Staatsburg, NY 12580
1st Loan Balance$92,400
Est. Equity Gap$286,600
Calculate Payment & 2nd Loan
VA 5.50% AssumableSave -$2,556/mo$799,0004 bd · 2.5 ba · 2,584 sqft
23 S CREEK RD
Staatsburg, NY 12580
1st Loan Balance$135,100
Est. Equity Gap$663,900
Calculate Payment & 2nd Loan
VA 5.50% AssumableSave -$825/mo$349,0004 bd · 1 ba · 1,776 sqft
26 W COOKINGHAM DR
Staatsburg, NY 12580
1st Loan Balance$71,600
Est. Equity Gap$277,400
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$637/mo$199,0003 bd · 2 ba · 1,950 sqft
73 NORTH CREEK RD
Staatsburg, NY 12580
1st Loan Balance$113,900
Est. Equity Gap$85,100
Calculate Payment & 2nd Loan
VA 5.85% AssumableSave -$42,289/mo$6,850,0004 bd · 4.5 ba · 3,175 sqft
78-90 SPOOKY HOLLOW RD
Clinton Corners, NY 12538
1st Loan Balance$387,500
Est. Equity Gap$6,462,500
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$6,015/mo$1,695,0004 bd · 3 ba · 2,200 sqft
334 BROWNING RD
Salt Point, NY 12578
1st Loan Balance$1,051,600
Est. Equity Gap$643,400
Calculate Payment & 2nd Loan
Frequently Asked Questions: Assumable Loans in Hyde Park, NY
Which loans are assumable in Hyde Park, NY?
All government-insured FHA, VA, and USDA residential mortgages in Hyde Parkare assumable under federal guidelines, allowing a qualified buyer to take over the seller's interest rate and remaining loan balance.
How do Hyde Park buyers finance the equity gap?
If a home in Hyde Park is listed at $475,000 with a $315,000 assumable balance, the equity gap is $160,000. You can either bring cash or pair the 1st mortgage with a 2nd-position loan from participating Hyde Park lenders so you only bring 5%–10% down.
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