Stony Point, NY · FHA, VA, and USDA Loan Assumptions
Assumable Mortgage Homes for Sale in Stony Point, New York (NY)
Search active homes in Stony Point, NY with low-rate assumable FHA, VA, and USDA loans (2.25%–4.25%). Use our interactive equity gap and 2nd-loan calculator to slide your down payment, estimate local property taxes (Stony Point Area · 1.64%/yr), and get quotes from lenders serving Stony Point.
Assumable Mortgage Buyer ConciergeStony Point, NY
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Compare FHA/VA assumption pre-approval, 2nd-position equity gap financing, and daily alerts for newly listed sub-4% homes in Stony Point, NY.
Assumable Mortgage Scenarios in Stony Point & New York
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VA 2.75% AssumableSave -$953/mo$269,9001 bd · 1 ba · 886 sqft
407 OLD MILL RD
Southfields, NY 10975
1st Loan Balance$175,200
Est. Equity Gap$94,700
Calculate Payment & 2nd Loan
VA 5.85% AssumableSave -$1,086/mo$519,0003 bd · 2.5 ba · 1,876 sqft
1103 ROUTE 17
Southfields, NY 10975
1st Loan Balance$374,800
Est. Equity Gap$144,200
Calculate Payment & 2nd Loan
VA 4.25% AssumableSave -$1,431/mo$489,9003 bd · 1.5 ba · 1,144 sqft
26 HILLSIDE AVE
Tuxedo Park, NY 10987
1st Loan Balance$301,200
Est. Equity Gap$188,700
Calculate Payment & 2nd Loan
VA 3.45% AssumableSave -$5,054/mo$1,595,0005 bd · 3.5 ba · 4,560 sqft
32 LOOKOUT RD
Tuxedo Park, NY 10987
1st Loan Balance$1,079,900
Est. Equity Gap$515,100
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$1,998/mo$579,0003 bd · 1.5 ba · 1,272 sqft
37 NURSERY RD
Tuxedo Park, NY 10987
1st Loan Balance$376,800
Est. Equity Gap$202,200
Calculate Payment & 2nd Loan
USDA 2.85% AssumableSave -$2,077/mo$584,9902 bd · 2.5 ba · 2,190 sqft
ARNOLD PLAN
Tuxedo, NY 10987
1st Loan Balance$362,900
Est. Equity Gap$222,090
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$1,609/mo$504,9902 bd · 2 ba · 1,360 sqft
COLLINS PLAN
Tuxedo, NY 10987
1st Loan Balance$289,800
Est. Equity Gap$215,190
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$2,943/mo$829,9903 bd · 2.5 ba · 2,824 sqft
EMERY PLAN
Tuxedo, NY 10987
1st Loan Balance$515,400
Est. Equity Gap$314,590
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$2,701/mo$752,9903 bd · 2.5 ba · 2,206 sqft
BROOKTON PLAN
3x2hs4 Tuxedo, NY 10987
1st Loan Balance$471,800
Est. Equity Gap$281,190
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$2,277/mo$712,9903 bd · 3.5 ba · 2,371 sqft
PERSHING PLAN
Tuxedo, NY 10987
1st Loan Balance$408,500
Est. Equity Gap$304,490
Calculate Payment & 2nd Loan
VA 4.99% AssumableSave -$2,324/mo$872,9904 bd · 2.5 ba · 2,419 sqft
BRADLEY PLAN
J7j2ct Tuxedo, NY 10987
1st Loan Balance$570,600
Est. Equity Gap$302,390
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$3,241/mo$912,9904 bd · 3.5 ba · 2,635 sqft
MARSHALL PLAN
Vn9nqt Tuxedo, NY 10987
1st Loan Balance$566,300
Est. Equity Gap$346,690
Calculate Payment & 2nd Loan
Frequently Asked Questions: Assumable Loans in Stony Point, NY
Which loans are assumable in Stony Point, NY?
All government-insured FHA, VA, and USDA residential mortgages in Stony Pointare assumable under federal guidelines, allowing a qualified buyer to take over the seller's interest rate and remaining loan balance.
How do Stony Point buyers finance the equity gap?
If a home in Stony Point is listed at $475,000 with a $315,000 assumable balance, the equity gap is $160,000. You can either bring cash or pair the 1st mortgage with a 2nd-position loan from participating Stony Point lenders so you only bring 5%–10% down.
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