Mount Kisco, NY · FHA, VA, and USDA Loan Assumptions
Assumable Mortgage Homes for Sale in Mount Kisco, New York (NY)
Search active homes in Mount Kisco, NY with low-rate assumable FHA, VA, and USDA loans (2.25%–4.25%). Use our interactive equity gap and 2nd-loan calculator to slide your down payment, estimate local property taxes (Mount Kisco Area · 1.64%/yr), and get quotes from lenders serving Mount Kisco.
Assumable Mortgage Buyer ConciergeMount Kisco, NY
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Compare FHA/VA assumption pre-approval, 2nd-position equity gap financing, and daily alerts for newly listed sub-4% homes in Mount Kisco, NY.
Assumable Mortgage Scenarios in Mount Kisco & New York
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VA 3.95% AssumableSave -$2,133/mo$699,0003 bd · 2.5 ba · 1,875 sqft
11 TIMBER RDG #11
Mount Kisco, NY 10549
1st Loan Balance$325,500
Est. Equity Gap$373,500
Calculate Payment & 2nd Loan
VA 3.65% AssumableSave -$2,955/mo$959,0003 bd · 2 ba · 1,581 sqft
10 HORSESHOE RD
Mount Kisco, NY 10549
1st Loan Balance$483,500
Est. Equity Gap$475,500
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$5,200/mo$1,450,0003 bd · 2.5 ba · 2,014 sqft
11 WILLOW LN
Mount Kisco, NY 10549
1st Loan Balance$908,800
Est. Equity Gap$541,200
Calculate Payment & 2nd Loan
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VA 3.75% AssumableSave -$157,974/mo$49,500,0008 bd · 9 ba · 26,079 sqft
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Bedford Corners, NY 10549
1st Loan Balance$28,378,700
Est. Equity Gap$21,121,300
Calculate Payment & 2nd Loan
VA 4.25% AssumableSave -$6,492/mo$2,299,0005 bd · 4.5 ba · 4,661 sqft
20 HITCHING POST LN
Chappaqua, NY 10514
1st Loan Balance$1,057,300
Est. Equity Gap$1,241,700
Calculate Payment & 2nd Loan
VA 5.15% AssumableSave -$4,228/mo$1,749,0004 bd · 3.5 ba · 2,913 sqft
406 BEDFORD RD
Chappaqua, NY 10514
1st Loan Balance$1,226,600
Est. Equity Gap$522,400
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$5,736/mo$1,599,0008 bd · 7 ba · 5,798 sqft
600 BEDFORD RD
Chappaqua, NY 10549
1st Loan Balance$819,700
Est. Equity Gap$779,300
Calculate Payment & 2nd Loan
VA 5.15% AssumableSave -$4,030/mo$1,665,0003 bd · 2 ba · 1,950 sqft
767 KING ST
Chappaqua, NY 10514
1st Loan Balance$1,176,000
Est. Equity Gap$489,000
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$3,587/mo$999,9993 bd · 2 ba · 1,344 sqft
48 GLEN WOOD RD
Millwood, NY 10546
1st Loan Balance$626,700
Est. Equity Gap$373,299
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$2,760/mo$799,0002 bd · 2.5 ba · 1,244 sqft
13 DEER RUN
Chappaqua, NY 10514
1st Loan Balance$533,100
Est. Equity Gap$265,900
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$2,075/mo$650,0004 bd · 2 ba · 1,420 sqft
457 SAW MILL RIVER RD
Millwood, NY 10546
1st Loan Balance$372,600
Est. Equity Gap$277,400
Calculate Payment & 2nd Loan
VA 3.65% AssumableSave -$4,596/mo$1,490,0003 bd · 3.5 ba · 2,690 sqft
131 DOUGLAS RD
Chappaqua, NY 10514
1st Loan Balance$770,300
Est. Equity Gap$719,700
Calculate Payment & 2nd Loan
Frequently Asked Questions: Assumable Loans in Mount Kisco, NY
Which loans are assumable in Mount Kisco, NY?
All government-insured FHA, VA, and USDA residential mortgages in Mount Kiscoare assumable under federal guidelines, allowing a qualified buyer to take over the seller's interest rate and remaining loan balance.
How do Mount Kisco buyers finance the equity gap?
If a home in Mount Kisco is listed at $475,000 with a $315,000 assumable balance, the equity gap is $160,000. You can either bring cash or pair the 1st mortgage with a 2nd-position loan from participating Mount Kisco lenders so you only bring 5%–10% down.
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