Nyack, NY · FHA, VA, and USDA Loan Assumptions
Assumable Mortgage Homes for Sale in Nyack, New York (NY)
Search active homes in Nyack, NY with low-rate assumable FHA, VA, and USDA loans (2.25%–4.25%). Use our interactive equity gap and 2nd-loan calculator to slide your down payment, estimate local property taxes (Nyack Area · 1.64%/yr), and get quotes from lenders serving Nyack.
Assumable Mortgage Buyer ConciergeNyack, NY
Shopping for a Sub-4% Home in Nyack, NY?
Compare FHA/VA assumption pre-approval, 2nd-position equity gap financing, and daily alerts for newly listed sub-4% homes in Nyack, NY.
Assumable Mortgage Scenarios in Nyack & New York
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VA 3.75% AssumableSave -$2,090/mo$595,0001 bd · 1.5 ba · 960 sqft
7 VAN HOUTEN ST
Nyack, NY 10960
1st Loan Balance$308,200
Est. Equity Gap$286,800
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$5,234/mo$1,475,0006 bd · 3.5 ba · 5,021 sqft
102 BIRCHWOOD AVE
Nyack, NY 10960
1st Loan Balance$915,400
Est. Equity Gap$559,600
Calculate Payment & 2nd Loan
VA 5.95% AssumableSave -$2,583/mo$1,200,0005 bd · 3 ba · 2,943 sqft
203 WANAMAKER LN
Nyack, NY 10960
1st Loan Balance$211,200
Est. Equity Gap$988,800
Calculate Payment & 2nd Loan
VA 3.35% AssumableSave -$4,798/mo$1,495,0004 bd · 4.5 ba · 4,232 sqft
17 RIVERTON DR
Nyack, NY 10960
1st Loan Balance$863,800
Est. Equity Gap$631,200
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$1,972/mo$549,9003 bd · 2 ba · 1,950 sqft
1 BADI DR
Nyack, NY 10960
1st Loan Balance$344,700
Est. Equity Gap$205,200
Calculate Payment & 2nd Loan
VA 3.35% AssumableSave -$11,090/mo$1,950,0006 bd · 4.5 ba · 5,072 sqft
11 BADI DR
Nyack, NY 10960
1st Loan Balance$278,900
Est. Equity Gap$1,671,100
Calculate Payment & 2nd Loan
VA 5.85% AssumableSave -$882/mo$399,0003 bd · 2 ba · 1,950 sqft
15 BADI DR
Nyack, NY 10960
1st Loan Balance$278,800
Est. Equity Gap$120,200
Calculate Payment & 2nd Loan
VA 4.90% AssumableSave -$1,585/mo$625,0003 bd · 2 ba · 1,200 sqft
3 WARD DR
Nyack, NY 10960
1st Loan Balance$211,000
Est. Equity Gap$414,000
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$1,914/mo$599,9993 bd · 1.5 ba · 1,580 sqft
11 WARD DR
Nyack, NY 10960
1st Loan Balance$344,000
Est. Equity Gap$255,999
Calculate Payment & 2nd Loan
VA 3.55% AssumableSave -$936/mo$299,9001 bd · 1 ba · 798 sqft
931 SIERRA VISTA LN
Valley Cottage, NY 10989
1st Loan Balance$190,200
Est. Equity Gap$109,700
Calculate Payment & 2nd Loan
VA 5.75% AssumableSave -$820/mo$384,9001 bd · 1.5 ba · 1,081 sqft
962 SIERRA VISTA LN
Valley Cottage, NY 10989
1st Loan Balance$284,000
Est. Equity Gap$100,900
Calculate Payment & 2nd Loan
USDA 2.75% AssumableSave -$2,246/mo$650,0004 bd · 2 ba · 2,276 sqft
14 DICKINSON AVE
Nyack, NY 10960
1st Loan Balance$425,700
Est. Equity Gap$224,300
Calculate Payment & 2nd Loan
Frequently Asked Questions: Assumable Loans in Nyack, NY
Which loans are assumable in Nyack, NY?
All government-insured FHA, VA, and USDA residential mortgages in Nyackare assumable under federal guidelines, allowing a qualified buyer to take over the seller's interest rate and remaining loan balance.
How do Nyack buyers finance the equity gap?
If a home in Nyack is listed at $475,000 with a $315,000 assumable balance, the equity gap is $160,000. You can either bring cash or pair the 1st mortgage with a 2nd-position loan from participating Nyack lenders so you only bring 5%–10% down.
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