Bronxville, NY · FHA, VA, and USDA Loan Assumptions
Assumable Mortgage Homes for Sale in Bronxville, New York (NY)
Search active homes in Bronxville, NY with low-rate assumable FHA, VA, and USDA loans (2.25%–4.25%). Use our interactive equity gap and 2nd-loan calculator to slide your down payment, estimate local property taxes (Bronxville Area · 1.64%/yr), and get quotes from lenders serving Bronxville.
Assumable Mortgage Buyer ConciergeBronxville, NY
Shopping for a Sub-4% Home in Bronxville, NY?
Compare FHA/VA assumption pre-approval, 2nd-position equity gap financing, and daily alerts for newly listed sub-4% homes in Bronxville, NY.
Assumable Mortgage Scenarios in Bronxville & New York
View All Live Listings in Bronxville, NY →
VA 3.75% AssumableSave -$1,915/mo$600,0003 bd · 1 ba · 1,668 sqft
644 S 6TH AVE
Mount Vernon, NY 10550
1st Loan Balance$344,000
Est. Equity Gap$256,000
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$2,246/mo$650,0004 bd · 2 ba · 1,050 sqft
2573 PELHAM BAY PARK W
Bronx, NY 10475
1st Loan Balance$428,700
Est. Equity Gap$221,300
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$4,304/mo$1,200,0008 bd · 3 ba · 3,726 sqft
3520 CORSA AVE
Bronx, NY 10469
1st Loan Balance$752,100
Est. Equity Gap$447,900
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$4,467/mo$1,399,0008 bd · 4 ba · 4,640 sqft
1406 OAKLEY ST
Bronx, NY 10469
1st Loan Balance$801,800
Est. Equity Gap$597,200
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$2,870/mo$800,0004 bd · 2 ba · 1,640 sqft
4220 HERKIMER PL
Bronx, NY 10470
1st Loan Balance$501,400
Est. Equity Gap$298,600
Calculate Payment & 2nd Loan
VA 3.55% AssumableSave -$2,737/mo$874,9993 bd · 2 ba · 1,950 sqft
738 E 217TH ST
Bronx, NY 10467
1st Loan Balance$555,000
Est. Equity Gap$319,999
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$3,189/mo$999,5003 bd · 2 ba · 11,220 sqft
3360 BOSTON RD
Bronx, NY 10469
1st Loan Balance$657,600
Est. Equity Gap$341,900
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$3,649/mo$1,200,00011 bd · 2 ba · 4,189 sqft
517 VAN CORTLANDT PARK AVE
Yonkers, NY 10705
1st Loan Balance$728,600
Est. Equity Gap$471,400
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$1,419/mo$395,0003 bd · 3 ba · 1,024 sqft
2925 THROOP AVE
Bronx, NY 10469
1st Loan Balance$247,200
Est. Equity Gap$147,800
Calculate Payment & 2nd Loan
VA 5.65% AssumableSave -$1,745/mo$799,0004 bd · 3 ba · 1,782 sqft
2942 LURTING AVE
Bronx, NY 10469
1st Loan Balance$597,800
Est. Equity Gap$201,200
Calculate Payment & 2nd Loan
VA 3.55% AssumableSave -$2,393/mo$699,0004 bd · 2.5 ba · 1,683 sqft
2922 LURTING AVE
Bronx, NY 10469
1st Loan Balance$408,700
Est. Equity Gap$290,300
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$3,546/mo$999,0008 bd · 3 ba · 3,100 sqft
3423 BARKER AVE
Bronx, NY 10467
1st Loan Balance$619,700
Est. Equity Gap$379,300
Calculate Payment & 2nd Loan
Frequently Asked Questions: Assumable Loans in Bronxville, NY
Which loans are assumable in Bronxville, NY?
All government-insured FHA, VA, and USDA residential mortgages in Bronxvilleare assumable under federal guidelines, allowing a qualified buyer to take over the seller's interest rate and remaining loan balance.
How do Bronxville buyers finance the equity gap?
If a home in Bronxville is listed at $475,000 with a $315,000 assumable balance, the equity gap is $160,000. You can either bring cash or pair the 1st mortgage with a 2nd-position loan from participating Bronxville lenders so you only bring 5%–10% down.
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