Harrison, NY · FHA, VA, and USDA Loan Assumptions
Assumable Mortgage Homes for Sale in Harrison, New York (NY)
Search active homes in Harrison, NY with low-rate assumable FHA, VA, and USDA loans (2.25%–4.25%). Use our interactive equity gap and 2nd-loan calculator to slide your down payment, estimate local property taxes (Harrison Area · 1.64%/yr), and get quotes from lenders serving Harrison.
Assumable Mortgage Buyer ConciergeHarrison, NY
Shopping for a Sub-4% Home in Harrison, NY?
Compare FHA/VA assumption pre-approval, 2nd-position equity gap financing, and daily alerts for newly listed sub-4% homes in Harrison, NY.
Assumable Mortgage Scenarios in Harrison & New York
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VA 4.85% AssumableSave -$18,577/mo$6,995,0006 bd · 7.5 ba · 11,118 sqft
383 WOODLANDS RD
Harrison, NY 10528
1st Loan Balance$2,168,700
Est. Equity Gap$4,826,300
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$5,264/mo$1,649,0004 bd · 3.5 ba · 4,134 sqft
19 AVONDALE RD
Harrison, NY 10528
1st Loan Balance$945,200
Est. Equity Gap$703,800
Calculate Payment & 2nd Loan
VA 3.95% AssumableSave -$1,630/mo$449,0003 bd · 1 ba · 1,200 sqft
6 SOUTH RD UNIT 1V
Harrison, NY 10528
1st Loan Balance$176,400
Est. Equity Gap$272,600
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$7,891/mo$2,200,0005 bd · 5 ba · 6,704 sqft
6 LOVE LN
Harrison, NY 10528
1st Loan Balance$1,378,800
Est. Equity Gap$821,200
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$489/mo$199,0001 bd · 1 ba · 715 sqft
50 WEST ST UNIT A3A
Harrison, NY 10528
1st Loan Balance$168,900
Est. Equity Gap$30,100
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$4,978/mo$1,559,0009 bd · 4 ba · 3,415 sqft
25 FREMONT ST
Harrison, NY 10528
1st Loan Balance$893,400
Est. Equity Gap$665,600
Calculate Payment & 2nd Loan
VA 3.55% AssumableSave -$935/mo$279,0001 bd · 1 ba · 800 sqft
480 HALSTEAD AVE UNIT 2J
Harrison, NY 10528
1st Loan Balance$167,300
Est. Equity Gap$111,700
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$5,237/mo$1,459,9953 bd · 2.5 ba · 2,943 sqft
DANSFIELD PLAN
Harrison, NY 10577
1st Loan Balance$914,900
Est. Equity Gap$545,095
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$4,979/mo$1,559,9953 bd · 2.5 ba · 2,943 sqft
DANSFIELD ELITE PLAN
Harrison, NY 10577
1st Loan Balance$894,200
Est. Equity Gap$665,795
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$5,665/mo$1,579,9953 bd · 2.5 ba · 2,972 sqft
BRIERCLIFF ELITE PLAN
Harrison, NY 10577
1st Loan Balance$990,600
Est. Equity Gap$589,395
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$5,464/mo$1,539,9953 bd · 2.5 ba · 3,015 sqft
CARLOUGH PLAN
Harrison, NY 10577
1st Loan Balance$955,900
Est. Equity Gap$584,095
Calculate Payment & 2nd Loan
FHA 3.75% AssumableSave -$5,346/mo$1,675,0004 bd · 2.5 ba · 3,388 sqft
8 PALMA DR
Harrison, NY 10528
1st Loan Balance$960,300
Est. Equity Gap$714,700
Calculate Payment & 2nd Loan
Frequently Asked Questions: Assumable Loans in Harrison, NY
Which loans are assumable in Harrison, NY?
All government-insured FHA, VA, and USDA residential mortgages in Harrisonare assumable under federal guidelines, allowing a qualified buyer to take over the seller's interest rate and remaining loan balance.
How do Harrison buyers finance the equity gap?
If a home in Harrison is listed at $475,000 with a $315,000 assumable balance, the equity gap is $160,000. You can either bring cash or pair the 1st mortgage with a 2nd-position loan from participating Harrison lenders so you only bring 5%–10% down.
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