Orting, WA · FHA, VA, and USDA Loan Assumptions
Assumable Mortgage Homes for Sale in Orting, Washington (WA)
Search active homes in Orting, WA with low-rate assumable FHA, VA, and USDA loans (2.25%–4.25%). Use our interactive equity gap and 2nd-loan calculator to slide your down payment, estimate local property taxes (Orting Area · 0.88%/yr), and get quotes from lenders serving Orting.
Assumable Mortgage Buyer ConciergeOrting, WA
Shopping for a Sub-4% Home in Orting, WA?
Compare FHA/VA assumption pre-approval, 2nd-position equity gap financing, and daily alerts for newly listed sub-4% homes in Orting, WA.
Assumable Mortgage Scenarios in Orting & Washington
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VA 3.75% AssumableSave -$1,661/mo$520,0003 bd · 3 ba · 1,723 sqft
20604 190TH AVENUE E
Orting, WA 98360
1st Loan Balance$297,800
Est. Equity Gap$222,200
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$2,128/mo$599,9504 bd · 3 ba · 2,621 sqft
19410 200TH STREET CT E
Orting, WA 98360
1st Loan Balance$372,400
Est. Equity Gap$227,550
Calculate Payment & 2nd Loan
FHA 2.75% AssumableSave -$1,255/mo$350,0003 bd · 2 ba · 2,044 sqft
111 CALISTOGA STREET E
Orting, WA 98360
1st Loan Balance$219,400
Est. Equity Gap$130,600
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$1,117/mo$349,9503 bd · 1 ba · 948 sqft
1217 ORTING KAPOWSIN HIGHWAY E
Orting, WA 98360
1st Loan Balance$200,700
Est. Equity Gap$149,250
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$356/mo$99,0003 bd · 2 ba · 1,950 sqft
25316 BROOKS ROAD E
Orting, WA 98360
1st Loan Balance$61,800
Est. Equity Gap$37,200
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$2,077/mo$585,0003 bd · 2 ba · 1,651 sqft
15521 148TH AVE CT E
Orting, WA 98360
1st Loan Balance$362,900
Est. Equity Gap$222,100
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$2,745/mo$859,9984 bd · 3 ba · 2,332 sqft
17826 214TH AVENUE CT E
Orting, WA 98360
1st Loan Balance$492,900
Est. Equity Gap$367,098
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$2,128/mo$599,9994 bd · 3 ba · 3,164 sqft
1313 DAFFODIL AVENUE NE
Orting, WA 98360
1st Loan Balance$372,400
Est. Equity Gap$227,599
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$1,971/mo$549,0003 bd · 2 ba · 1,831 sqft
14607 154TH STREET E
Orting, WA 98360
1st Loan Balance$343,800
Est. Equity Gap$205,200
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$1,914/mo$599,9503 bd · 2 ba · 1,484 sqft
18209 220TH AVENUE CT E
Orting, WA 98360
1st Loan Balance$344,000
Est. Equity Gap$255,950
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$1,524/mo$424,9503 bd · 2 ba · 1,430 sqft
206 SILVER LANE SE
Orting, WA 98360
1st Loan Balance$266,400
Est. Equity Gap$158,550
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$1,519/mo$575,0005 bd · 3 ba · 2,798 sqft
914 O'FARRELL LANE NW
Orting, WA 98360
1st Loan Balance$465,400
Est. Equity Gap$109,600
Calculate Payment & 2nd Loan
Frequently Asked Questions: Assumable Loans in Orting, WA
Which loans are assumable in Orting, WA?
All government-insured FHA, VA, and USDA residential mortgages in Ortingare assumable under federal guidelines, allowing a qualified buyer to take over the seller's interest rate and remaining loan balance.
How do Orting buyers finance the equity gap?
If a home in Orting is listed at $475,000 with a $315,000 assumable balance, the equity gap is $160,000. You can either bring cash or pair the 1st mortgage with a 2nd-position loan from participating Orting lenders so you only bring 5%–10% down.
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