Bothell, WA · FHA, VA, and USDA Loan Assumptions
Assumable Mortgage Homes for Sale in Bothell, Washington (WA)
Search active homes in Bothell, WA with low-rate assumable FHA, VA, and USDA loans (2.25%–4.25%). Use our interactive equity gap and 2nd-loan calculator to slide your down payment, estimate local property taxes (Bothell Area · 0.88%/yr), and get quotes from lenders serving Bothell.
Assumable Mortgage Buyer ConciergeBothell, WA
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Compare FHA/VA assumption pre-approval, 2nd-position equity gap financing, and daily alerts for newly listed sub-4% homes in Bothell, WA.
Assumable Mortgage Scenarios in Bothell & Washington
View All Live Listings in Bothell, WA →
FHA 3.75% AssumableSave -$2,487/mo$779,9003 bd · 3 ba · 1,807 sqft
16021 35TH DRIVE SE
Bothell, WA 98012
1st Loan Balance$447,500
Est. Equity Gap$332,400
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$2,875/mo$810,0004 bd · 3 ba · 1,803 sqft
2914 143RD STREET SE
Mill Creek, WA 98012
1st Loan Balance$363,700
Est. Equity Gap$446,300
Calculate Payment & 2nd Loan
FHA 2.75% AssumableSave -$4,842/mo$1,350,0006 bd · 4 ba · 3,818 sqft
325 170TH PLACE SE
Bothell, WA 98012
1st Loan Balance$846,100
Est. Equity Gap$503,900
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$6,862/mo$2,150,0006 bd · 4 ba · 3,818 sqft
321 -325 170TH PLACE SE
Bothell, WA 98012
1st Loan Balance$1,232,600
Est. Equity Gap$917,400
Calculate Payment & 2nd Loan
USDA 2.75% AssumableSave -$2,757/mo$769,0003 bd · 2 ba · 1,968 sqft
3212 193RD PLACE SE
Bothell, WA 98012
1st Loan Balance$482,200
Est. Equity Gap$286,800
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$4,255/mo$1,199,0004 bd · 3 ba · 2,237 sqft
15931 26TH AVENUE SE
Mill Creek, WA 98012
1st Loan Balance$743,800
Est. Equity Gap$455,200
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$3,989/mo$1,250,0004 bd · 3 ba · 3,211 sqft
15020 31ST DRIVE SE
Mill Creek, WA 98012
1st Loan Balance$716,600
Est. Equity Gap$533,400
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$2,833/mo$500,0003 bd · 2 ba · 1,404 sqft
20500 32ND DRIVE SE
Bothell, WA 98012
1st Loan Balance$67,900
Est. Equity Gap$432,100
Calculate Payment & 2nd Loan
FHA 2.75% AssumableSave -$3,227/mo$899,9904 bd · 3 ba · 2,392 sqft
15712 23RD LANE SE
Mill Creek, WA 98012
1st Loan Balance$564,100
Est. Equity Gap$335,890
Calculate Payment & 2nd Loan
VA 3.75% AssumableSave -$1,981/mo$999,0004 bd · 3 ba · 2,845 sqft
414 208TH STREET SE
Bothell, WA 98012
1st Loan Balance$780,300
Est. Equity Gap$218,700
Calculate Payment & 2nd Loan
VA 2.75% AssumableSave -$2,152/mo$599,9503 bd · 3 ba · 1,535 sqft
1924 187TH PLACE SE
Bothell, WA 98012
1st Loan Balance$376,000
Est. Equity Gap$223,950
Calculate Payment & 2nd Loan
VA 2.85% AssumableSave -$3,298/mo$930,0003 bd · 3 ba · 1,704 sqft
3422 201ST PLACE SE
Bothell, WA 98012
1st Loan Balance$577,500
Est. Equity Gap$352,500
Calculate Payment & 2nd Loan
Frequently Asked Questions: Assumable Loans in Bothell, WA
Which loans are assumable in Bothell, WA?
All government-insured FHA, VA, and USDA residential mortgages in Bothellare assumable under federal guidelines, allowing a qualified buyer to take over the seller's interest rate and remaining loan balance.
How do Bothell buyers finance the equity gap?
If a home in Bothell is listed at $475,000 with a $315,000 assumable balance, the equity gap is $160,000. You can either bring cash or pair the 1st mortgage with a 2nd-position loan from participating Bothell lenders so you only bring 5%–10% down.
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