Euless, TX · FHA, VA, and USDA Loan Assumptions

Assumable Mortgage Homes for Sale in Euless, Texas (TX)

Search active homes in Euless, TX with low-rate assumable FHA, VA, and USDA loans (2.25%–4.25%). Use our interactive equity gap and 2nd-loan calculator to slide your down payment, estimate local property taxes (Euless Area · 1.68%/yr), and get quotes from lenders serving Euless.

Assumable Mortgage Buyer ConciergeEuless, TX

Shopping for a Sub-4% Home in Euless, TX?

Compare FHA/VA assumption pre-approval, 2nd-position equity gap financing, and daily alerts for newly listed sub-4% homes in Euless, TX.

Assumable Mortgage Scenarios in Euless & Texas

View All Live Listings in Euless, TX →
502 ANICE LN, Euless, TXVA 3.75% AssumableSave -$1,150/mo
$360,0003 bd · 2 ba · 1,529 sqft
502 ANICE LN
Euless, TX 76039
1st Loan Balance$206,200
Est. Equity Gap$153,800
Calculate Payment & 2nd Loan
503 HORSE SHOE DR, Euless, TXVA 2.85% AssumableSave -$1,062/mo
$299,0003 bd · 2 ba · 1,412 sqft
503 HORSE SHOE DR
Euless, TX 76039
1st Loan Balance$185,300
Est. Equity Gap$113,700
Calculate Payment & 2nd Loan
1005 BLANCO DR, Euless, TXFHA 2.75% AssumableSave -$945/mo
$263,0003 bd · 2 ba · 1,299 sqft
1005 BLANCO DR
Euless, TX 76039
1st Loan Balance$164,500
Est. Equity Gap$98,500
Calculate Payment & 2nd Loan
814 ROCK CREEK DR, Euless, TXVA 3.75% AssumableSave -$829/mo
$259,0003 bd · 2 ba · 1,070 sqft
814 ROCK CREEK DR
Euless, TX 76039
1st Loan Balance$148,100
Est. Equity Gap$110,900
Calculate Payment & 2nd Loan
2710 NEWKIRK CT, Euless, TXVA 2.75% AssumableSave -$945/mo
$263,0003 bd · 2 ba · 1,355 sqft
2710 NEWKIRK CT
Euless, TX 76039
1st Loan Balance$164,500
Est. Equity Gap$98,500
Calculate Payment & 2nd Loan
2911 POST OAK DR, Euless, TXVA 2.85% AssumableSave -$992/mo
$280,0003 bd · 2 ba · 1,240 sqft
2911 POST OAK DR
Euless, TX 76039
1st Loan Balance$174,100
Est. Equity Gap$105,900
Calculate Payment & 2nd Loan
504 REGINA CT, Euless, TXVA 3.75% AssumableSave -$2,218/mo
$420,0003 bd · 3 ba · 2,057 sqft
504 REGINA CT
Euless, TX 76039
1st Loan Balance$90,000
Est. Equity Gap$330,000
Calculate Payment & 2nd Loan
208 E DENTON DR, Euless, TXVA 2.85% AssumableSave -$873/mo
$245,9003 bd · 2 ba · 1,216 sqft
208 E DENTON DR
Euless, TX 76039
1st Loan Balance$152,600
Est. Equity Gap$93,300
Calculate Payment & 2nd Loan
2911 GRAY OAK DR, Euless, TXVA 2.75% AssumableSave -$822/mo
$229,9002 bd · 2 ba · 1,314 sqft
2911 GRAY OAK DR
Euless, TX 76039
1st Loan Balance$144,500
Est. Equity Gap$85,400
Calculate Payment & 2nd Loan
203 ARBOR PARK DR, Euless, TXVA 3.75% AssumableSave -$1,244/mo
$390,0003 bd · 2 ba · 2,188 sqft
203 ARBOR PARK DR
Euless, TX 76039
1st Loan Balance$223,700
Est. Equity Gap$166,300
Calculate Payment & 2nd Loan
1503 MILLA CT, Euless, TXVA 2.75% AssumableSave -$1,462/mo
$407,9003 bd · 3 ba · 1,848 sqft
1503 MILLA CT
Euless, TX 76039
1st Loan Balance$255,900
Est. Equity Gap$152,000
Calculate Payment & 2nd Loan
1803 PINTAIL PKWY, Euless, TXVA 2.85% AssumableSave -$2,625/mo
$740,0004 bd · 4 ba · 3,381 sqft
1803 PINTAIL PKWY
Euless, TX 76039
1st Loan Balance$459,400
Est. Equity Gap$280,600
Calculate Payment & 2nd Loan

Frequently Asked Questions: Assumable Loans in Euless, TX

Which loans are assumable in Euless, TX?

All government-insured FHA, VA, and USDA residential mortgages in Eulessare assumable under federal guidelines, allowing a qualified buyer to take over the seller's interest rate and remaining loan balance.

How do Euless buyers finance the equity gap?

If a home in Euless is listed at $475,000 with a $315,000 assumable balance, the equity gap is $160,000. You can either bring cash or pair the 1st mortgage with a 2nd-position loan from participating Euless lenders so you only bring 5%–10% down.

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